/* ── UOJA Cooperative Site Plugin — Main Stylesheet ── */
:root{
  --uoja-green:#0D6E3F;--uoja-green2:#0B9157;--uoja-green3:#12C76A;
  --uoja-green-light:#E8FAF2;--uoja-navy:#0A1628;--uoja-navy2:#112240;
  --uoja-gold:#F4A623;--uoja-gold-light:#FFF3DC;--uoja-white:#FFFFFF;
  --uoja-off:#F7F9FC;--uoja-gray1:#E8ECF2;--uoja-gray2:#B0BBCC;
  --uoja-gray3:#6B7A94;--uoja-text:#1A2540;--uoja-red:#D93025;
  --uoja-shadow:0 4px 24px rgba(10,22,40,.10);
  --uoja-r:12px;--uoja-r-sm:8px;
}
.uoja-section{padding:80px 0}
.uoja-container{max-width:1200px;margin:0 auto;padding:0 24px}
.uoja-bg-off{background:var(--uoja-off)}
.uoja-bg-white{background:var(--uoja-white)}
.uoja-bg-navy{background:var(--uoja-navy)}
.uoja-bg-green{background:var(--uoja-green)}
.uoja-bg-navy *,.uoja-bg-green *{color:white}
.uoja-text-green{color:var(--uoja-green3)!important}
.uoja-section-header{margin-bottom:48px}
.uoja-section-center{text-align:center}
.uoja-section-center .uoja-section-sub{margin:0 auto}
.uoja-section-label{font-family:'Sora',sans-serif;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--uoja-green);display:block;margin-bottom:12px}
.uoja-label-light{color:var(--uoja-green3)}
.uoja-section-title{font-family:'Sora',sans-serif;font-size:clamp(26px,4vw,40px);font-weight:700;color:var(--uoja-navy);margin:0 0 16px;line-height:1.25}
.uoja-title-white{color:white!important}
.uoja-section-sub{font-size:16px;color:var(--uoja-gray3);max-width:560px;line-height:1.7;margin-bottom:0}
.uoja-sub-muted{color:#8899b5!important}
.uoja-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.uoja-fade-in{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}
.uoja-fade-in.uoja-visible{opacity:1;transform:translateY(0)}

/* ── BUTTONS ── */
.uoja-btn{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;border-radius:var(--uoja-r-sm);font-family:'Sora',sans-serif;font-size:15px;font-weight:600;cursor:pointer;transition:all .25s;text-decoration:none;border:none;line-height:1}
.uoja-btn-primary{background:var(--uoja-green);color:white!important}
.uoja-btn-primary:hover{background:var(--uoja-green2);transform:translateY(-2px);box-shadow:0 8px 24px rgba(13,145,87,.35)}
.uoja-btn-outline{background:transparent;color:white!important;border:1.5px solid rgba(255,255,255,.35)}
.uoja-btn-outline:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.6)}
.uoja-btn-white{background:white;color:var(--uoja-green)!important}
.uoja-btn-white:hover{background:#f0faf4;transform:translateY(-2px)}
.uoja-btn-ghost{background:transparent;color:white!important;border:1.5px solid rgba(255,255,255,.4)}
.uoja-btn-ghost:hover{background:rgba(255,255,255,.1)}
.uoja-btn-full{width:100%;justify-content:center}

/* ── FORMS ── */
.uoja-form-group{margin-bottom:20px}
.uoja-form-label{display:block;font-size:12px;font-weight:700;color:var(--uoja-navy);margin-bottom:6px;font-family:'Sora',sans-serif;text-transform:uppercase;letter-spacing:.04em}
.uoja-form-input{width:100%;padding:11px 14px;border:1.5px solid var(--uoja-gray1);border-radius:var(--uoja-r-sm);font-size:14px;color:var(--uoja-text);background:white;outline:none;transition:border-color .2s;font-family:'DM Sans',sans-serif}
.uoja-form-input:focus{border-color:var(--uoja-green);box-shadow:0 0 0 3px rgba(13,110,63,.08)}
.uoja-range{width:100%;margin-top:10px;accent-color:var(--uoja-green)}
.uoja-range-labels{display:flex;justify-content:space-between;font-size:12px;color:var(--uoja-gray3);margin-top:4px}

/* ── HERO ── */
.uoja-hero{background:linear-gradient(135deg,var(--uoja-navy) 0%,var(--uoja-navy2) 50%,#0d3320 100%);padding:80px 0;min-height:90vh;display:flex;align-items:center}
.uoja-hero-inner{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.uoja-hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(13,110,63,.25);border:1px solid rgba(18,199,106,.3);color:var(--uoja-green3);padding:6px 14px;border-radius:100px;font-size:13px;font-weight:600;margin-bottom:24px;font-family:'Sora',sans-serif}
.uoja-badge-dot{width:7px;height:7px;background:var(--uoja-green3);border-radius:50%;animation:uoja-pulse 2s infinite;flex-shrink:0}
@keyframes uoja-pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.6;transform:scale(1.3)}}
.uoja-hero-title{font-family:'Sora',sans-serif;font-size:clamp(34px,5vw,56px);font-weight:800;color:white;line-height:1.15;margin:0 0 20px}
.uoja-hero-sub{font-size:17px;color:#8899b5;line-height:1.7;margin:0 0 36px;max-width:480px}
.uoja-hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:48px}
.uoja-hero-stats{display:flex;gap:28px;flex-wrap:wrap;padding-top:36px;border-top:1px solid rgba(255,255,255,.08)}
.uoja-stat-num{font-family:'Sora',sans-serif;font-size:26px;font-weight:800;color:var(--uoja-gold);line-height:1}
.uoja-stat-label{font-size:12px;color:#8899b5;margin-top:4px}
.uoja-hero-card-col{position:relative;height:460px}
.uoja-hero-card{position:absolute;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:24px;color:white;backdrop-filter:blur(12px)}
.uoja-hcard-main{width:320px;top:20px;left:0;z-index:3}
.uoja-hcard-rate{width:190px;bottom:60px;right:0;z-index:2;background:rgba(13,110,63,.3);border-color:rgba(18,199,106,.25)}
.uoja-hcard-label{font-size:11px;font-weight:600;color:#8899b5;letter-spacing:.08em;text-transform:uppercase;margin-bottom:10px}
.uoja-hcard-amount{font-family:'Sora',sans-serif;font-size:30px;font-weight:800;color:white;margin-bottom:4px}
.uoja-hcard-rate-big{font-family:'Sora',sans-serif;font-size:28px;font-weight:800;color:var(--uoja-gold)}
.uoja-hcard-sub{font-size:13px;color:#8899b5;margin-bottom:14px}
.uoja-progress-bar{height:6px;background:rgba(255,255,255,.1);border-radius:3px;margin:12px 0}
.uoja-progress-fill{height:100%;border-radius:3px;background:linear-gradient(90deg,var(--uoja-green),var(--uoja-green3))}
.uoja-hcard-rows{display:flex;flex-direction:column;gap:8px}
.uoja-hcard-row{display:flex;justify-content:space-between;font-size:13px;color:#8899b5}
.uoja-hcard-row span:last-child{color:white;font-weight:600}
.uoja-mini-badge{background:rgba(18,199,106,.2);color:var(--uoja-green3);padding:2px 7px;border-radius:4px;font-size:11px;font-weight:600;font-style:normal}

/* ── VALUES ── */
.uoja-value-card{background:white;border-radius:var(--uoja-r);border:1px solid var(--uoja-gray1);padding:32px 28px;transition:all .3s;position:relative;overflow:hidden}
.uoja-value-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--uoja-green),var(--uoja-green3));transform:scaleX(0);transition:transform .3s;transform-origin:left}
.uoja-value-card:hover{border-color:var(--uoja-green);box-shadow:0 8px 32px rgba(13,110,63,.1);transform:translateY(-4px)}
.uoja-value-card:hover::before{transform:scaleX(1)}
.uoja-value-icon{width:52px;height:52px;background:var(--uoja-green-light);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:20px;color:var(--uoja-green)}
.uoja-value-card h3{font-family:'Sora',sans-serif;font-size:17px;font-weight:700;color:var(--uoja-navy);margin:0 0 10px}
.uoja-value-card p{font-size:14px;color:var(--uoja-gray3);line-height:1.6;margin:0}

/* ── SERVICES ── */
.uoja-service-card{border-radius:var(--uoja-r);overflow:hidden;border:1px solid var(--uoja-gray1);transition:all .3s}
.uoja-service-card:hover{box-shadow:var(--uoja-shadow);transform:translateY(-4px)}
.uoja-service-top{padding:32px 28px}
.uoja-service-icon{width:56px;height:56px;background:rgba(255,255,255,.12);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.uoja-service-top h3{font-family:'Sora',sans-serif;font-size:20px;font-weight:700;color:white;margin:0 0 8px}
.uoja-service-top p{font-size:14px;color:rgba(255,255,255,.75);line-height:1.6;margin:0}
.uoja-bg-navy{background:linear-gradient(135deg,var(--uoja-navy),var(--uoja-navy2))}
.uoja-bg-green.uoja-service-top,.uoja-service-loan .uoja-service-top{background:linear-gradient(135deg,var(--uoja-navy),var(--uoja-navy2))}
.uoja-service-store .uoja-service-top{background:linear-gradient(135deg,var(--uoja-green),#064d2b)}
.uoja-service-auto .uoja-service-top{background:linear-gradient(135deg,#7c3a10,#b85a1a)}
.uoja-service-bottom{padding:24px 28px;background:white}
.uoja-service-rate{display:flex;align-items:baseline;gap:6px;margin-bottom:16px}
.uoja-rate-val{font-family:'Sora',sans-serif;font-size:30px;font-weight:800;color:var(--uoja-navy)}
.uoja-rate-sub{font-size:14px;color:var(--uoja-gray3)}
.uoja-service-feats{list-style:none;padding:0;margin:0 0 16px;display:flex;flex-direction:column;gap:8px}
.uoja-service-feats li{font-size:14px;color:var(--uoja-gray3);padding-left:24px;position:relative}
.uoja-service-feats li::before{content:'✓';position:absolute;left:0;color:var(--uoja-green);font-weight:700}
.uoja-service-cta{display:flex;align-items:center;gap:6px;font-size:14px;font-weight:600;font-family:'Sora',sans-serif;text-decoration:none}
.uoja-cta-green{color:var(--uoja-green)}
.uoja-cta-gold{color:var(--uoja-gold)}

/* ── HOW IT WORKS ── */
.uoja-steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative}
.uoja-steps-grid::before{content:'';position:absolute;top:40px;left:12%;right:12%;height:2px;background:linear-gradient(90deg,var(--uoja-green),var(--uoja-green2),var(--uoja-green3));z-index:0}
.uoja-step{text-align:center;padding:0 12px;position:relative;z-index:1}
.uoja-step-circle{width:80px;height:80px;background:var(--uoja-navy2);border:3px solid var(--uoja-green);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 24px;font-family:'Sora',sans-serif;font-size:22px;font-weight:800;color:var(--uoja-green3);transition:all .3s}
.uoja-step:hover .uoja-step-circle{background:var(--uoja-green);color:white}
.uoja-step h4{font-family:'Sora',sans-serif;font-size:16px;font-weight:700;color:white;margin:0 0 10px}
.uoja-step p{font-size:13px;color:#8899b5;line-height:1.6;margin:0}

/* ── CALCULATOR ── */
.uoja-calc-wrap{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.uoja-calc-form{background:white;border-radius:var(--uoja-r);padding:36px;border:1px solid var(--uoja-gray1)}
.uoja-calc-form h3{font-family:'Sora',sans-serif;font-size:18px;font-weight:700;color:var(--uoja-navy);margin:0 0 24px}
.uoja-calc-result{background:var(--uoja-navy);border-radius:var(--uoja-r);padding:36px;color:white}
.uoja-result-label{font-size:12px;font-weight:700;color:#8899b5;letter-spacing:.08em;text-transform:uppercase;margin:0 0 8px}
.uoja-result-amount{font-family:'Sora',sans-serif;font-size:42px;font-weight:800;color:white;margin:0 0 4px}
.uoja-result-note{font-size:13px;color:#8899b5;margin:0 0 28px}
.uoja-breakdown{display:flex;flex-direction:column;gap:14px}
.uoja-bd-row{display:flex;justify-content:space-between;align-items:center;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,.08);font-size:14px}
.uoja-bd-row:last-child{border-bottom:none}
.uoja-bd-row span:first-child{color:#8899b5}
.uoja-bd-row span:last-child{font-family:'Sora',sans-serif;font-size:15px;font-weight:700;color:white}
.uoja-highlight{color:var(--uoja-gold)!important}
.uoja-calc-disclaimer{font-size:12px;color:#5a7299;margin-top:20px;line-height:1.6}

/* ── FAQ ── */
.uoja-faq-list{max-width:740px;margin:0 auto}
.uoja-faq-item{background:white;border-radius:var(--uoja-r-sm);border:1px solid var(--uoja-gray1);margin-bottom:10px;overflow:hidden}
.uoja-faq-q{padding:18px 22px;display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-size:15px;font-weight:600;color:var(--uoja-navy);transition:color .2s;user-select:none}
.uoja-faq-q:hover{color:var(--uoja-green)}
.uoja-faq-arrow{transition:transform .3s;font-size:12px;color:var(--uoja-gray3)}
.uoja-faq-item.uoja-open .uoja-faq-arrow{transform:rotate(180deg);color:var(--uoja-green)}
.uoja-faq-a{display:none;padding:0 22px 18px;font-size:14px;color:var(--uoja-gray3);line-height:1.7}
.uoja-faq-item.uoja-open .uoja-faq-a{display:block}

/* ── CONTACT ── */
.uoja-contact-info-card{background:var(--uoja-navy);border-radius:var(--uoja-r);padding:36px;color:white;max-width:640px}
.uoja-contact-info-card h3{font-family:'Sora',sans-serif;font-size:22px;font-weight:700;color:white;margin:0 0 8px}
.uoja-contact-sub{font-size:14px;color:#8899b5;margin:0 0 32px;line-height:1.6}
.uoja-contact-items{display:flex;flex-direction:column;gap:20px}
.uoja-contact-item{display:flex;gap:14px;align-items:flex-start}
.uoja-contact-icon{width:40px;height:40px;background:rgba(13,110,63,.25);border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--uoja-green3)}
.uoja-contact-item strong{display:block;font-size:14px;font-weight:600;color:white;margin-bottom:3px}
.uoja-contact-item p{font-size:13px;color:#8899b5;margin:0}

/* ── CTA BANNER ── */
.uoja-cta-banner{padding:64px 0}
.uoja-cta-title{font-family:'Sora',sans-serif;font-size:clamp(24px,4vw,38px);font-weight:800;color:white;margin:0 0 16px}
.uoja-cta-sub{font-size:16px;color:rgba(255,255,255,.8);max-width:500px;margin:0 auto 32px;line-height:1.7}
.uoja-cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* ── STATS BAR ── */
.uoja-stats-bar{display:flex;gap:28px;flex-wrap:wrap;padding:32px 0;border-top:1px solid rgba(255,255,255,.08)}
.uoja-stat-item{text-align:left}

/* ── RESPONSIVE ── */
@media(max-width:1024px){
  .uoja-grid-3{grid-template-columns:1fr 1fr}
  .uoja-calc-wrap{grid-template-columns:1fr}
}
@media(max-width:768px){
  .uoja-section{padding:56px 0}
  .uoja-hero-inner{grid-template-columns:1fr}
  .uoja-hero-card-col{display:none}
  .uoja-steps-grid{grid-template-columns:1fr 1fr}
  .uoja-steps-grid::before{display:none}
  .uoja-grid-3{grid-template-columns:1fr}
}
@media(max-width:480px){
  .uoja-steps-grid{grid-template-columns:1fr}
  .uoja-container{padding:0 16px}
}